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About Conditional Sale
A Conditional Sale* agreement could help you buy your ideal Network Q Approved Used Vauxhall by spreading the cost over an agreed term. You will pay an initial deposit, sign the agreement documents then you’re free to drive away your new vehicle. After you’ve made all the agreed monthly payments the vehicle is yours.
This product is ideal if you:
- Want to own the vehicle outright at the end of the loan agreement.
- Want to budget and stick to a fixed monthly amount, as your repayments will be fixed for the term of your agreement.
- Want to set the term agreement between 1 and 5 years, as the choice is yours.
- Think you may pay the full agreement early, as you will get a rebate on any future interest payment.
- You have protection under the Consumer Credit Act Termination Rights and protection under the ConsumerRights Act.
- Your vehicle is at risk of repossession if you do not make the contractual repayments.
- You have no protection against depreciation as a result of an unexpected fall in the value of the vehicle.
- You cannot sell or give the vehicle away until you have made all repayments under the agreement.
Things you need to know:
- You have protection under the Consumer Credit Act Termination Rights and protection under the ConsumerRights Act.
- Your vehicle is at risk of repossession if you do not make the contractual repayments.
- You have no protection against depreciation as a result of an unexpected fall in the value of the vehicle.
- You cannot sell or give the vehicle away until you have made all repayments under the agreement.
And finally...
- You must be at least 18 years of age to apply.
- You must have fully comprehensive insurance.
- You must be the registered keeper of the vehicle and keep it in your possession for the term of the agreement. You cannot obtain motor finance in your name for someone else.
*Conditional Sale. Subject to status. 18+. Vauxhall Finance, CF15 7YT.